i think mr. ryan is right on target with tweaking the system, and ms. ethridge said that people who are on medicare for the next 10 years, there will be no major changes. i think that the idea of the voucher system and tweaking is the way to go. one more comment. mr. obama talks about the rich and how romney is rich. he has made it a dirty word to become rich, and he hangs with every celebrity and every rich person there is. as far as connections to people, i think romney has the better connection. that is all i wanted to say. host: all right, we will move on to miami, florida, independent caller bank. caller: i think of what some people are concerned about with this voucher -- i understand that health care is growing at twice that of inflation. you give somebody a voucher, a certain amount, let's say $6,000, $7,000, but over time, the cost of health care continues to rise and rise and rise. they have not given us any kind of idea of how they are going to keep up with the rising costs of health care on the particular policy. also, that particular board